Mixed feelings on this one Alan.
Sat here with wifey having a light hearted debate. Both love the detail in the jacket and the colour is perfect for this image. The horse being slightly out of focus and slightly cropped is balanced nicely because it is still at the front of the image. Composition is bloody good too mate, a real wall hanger. Its just the girls face that looks a bit overworked to me. Wifey says i'm talking a load of old pants and Lord knows she is probably right. This is the beauty of photography eh mate?

Opinions vary.

Still loving it on the whole and the girls expression is perfect and priceless.